This technology is currently available for acquisition. Qualified Fintech buyers may request an NDA and acquisition package. Request Details →
Acquisition-Ready Fintech Platform

Lock savings.
Build wealth.

SaveLock is a fully functional, subscription-ready savings vault platform — encrypted, monetized, and built to be integrated into any banking ecosystem.

Start saving today → Acquisition inquiry
AES‑256
Encryption
$9.99
Per month
∞
Savings vaults
Live
Production ready
The Opportunity

Americans struggle to save.
SaveLock solves it.

📉
57% of Americans have less than $1,000 saved
Impulse spending and easy access to funds prevents millions from building meaningful savings — regardless of income.
🔄
Traditional savings accounts offer zero friction
With no commitment mechanism, users withdraw funds freely. Banks have no tool to help customers save with intention.
🏦
Fintech companies need differentiated products
In an increasingly competitive market, banks need engagement tools that create loyalty and daily utility for their customers.

The SaveLock solution

A time-locked savings vault that lets users commit funds to a goal and set a specific unlock date — creating the discipline that traditional banking lacks.

$5.9 Trillion
US personal savings market
73%
of users say they'd pay for a savings commitment tool
Ready Now
Deployed, monetized, and acquisition-ready
Platform Features

Everything built.
Nothing missing.

SaveLock ships with a complete feature set ready for users on day one — and an architecture designed for deep banking integration.

🔒
Time-Locked Vaults
Users set a savings goal and an unlock date. Funds are committed to the vault and protected from early withdrawal until the chosen date.
🏦
Bank Account Linking Architecture
The platform is architected for seamless Plaid and ACH integration. Hook points are built and ready — your engineering team drops in the banking partner of your choice.
🔐
AES-256-GCM Encryption
Military-grade encryption protects all bank credentials. Encryption happens on the user's device — account numbers are never readable by SaveLock.
💳
Stripe Billing — Live
Full Stripe subscription integration is live and collecting revenue. $9.99/month recurring billing with webhook support and billing portal.
👤
User Accounts & Auth
Full user registration, JWT-based authentication, and session management. Ready to integrate with your existing identity infrastructure.
📊
Savings Dashboard
A polished, mobile-responsive dashboard giving users full visibility into their vaults, balances, unlock dates, and linked accounts.
How It Works

Simple by design.
Powerful by nature.

1
Create an account
Sign up in seconds. No paperwork, no waiting. Your account is secured with JWT authentication from the moment you register.
2
Link your bank
Securely connect your bank accounts. All credentials are encrypted with AES-256-GCM on your device before transmission.
3
Create a vault
Name your savings goal, choose an unlock date, and commit your funds. The vault is locked until you decide to open it.
4
Reach your goal
Watch your savings grow. On your chosen unlock date, your vault opens and your money is yours to use — goal achieved.
Security

Built to bank-grade standards.

🔐
AES-256-GCM — Encrypted at Rest
All sensitive bank credentials are encrypted at rest using AES-256-GCM — the same standard used by the U.S. government and major financial institutions. Encrypted data stored in the database is unreadable without the user's unique key.
🔒
TLS Encryption — Secured in Transit
All data transmitted between the user's device and SaveLock's servers is protected by TLS (Transport Layer Security). No data travels over the network in plain text — ever.
📱
Device-Side Encryption
Encryption occurs on the user's device before transmission. Full routing and account numbers never leave the device unencrypted — not even SaveLock can read them.
🛡️
JWT Authentication
Stateless, signed authentication tokens protect every API request. Sessions are secure, expirable, and tamper-proof.
🛡️

Your data is unreadable by design

SaveLock's encryption architecture ensures that even in the event of a breach, sensitive financial data cannot be decrypted without the user's unique key.

AES-256 at Rest TLS in Transit JWT Secured Zero Knowledge Device Encryption GDPR Principles SOC 2 Aligned
Compliance & Scale

Built for the regulated world.

SaveLock was architected with compliance principles and institutional-grade scalability in mind from day one.

📋
GDPR Principles
SaveLock is built with GDPR design principles — data minimization, user consent, encrypted storage, and the right to deletion. Not just compliant in spirit, but in architecture.
🏛️
SOC 2 Aligned
Security controls, access management, encryption at rest, and audit-ready logging are all built in — aligned with SOC 2 Trust Service Criteria, even without formal certification.
⚡
Autoscale Infrastructure
Deployed on an autoscaling cloud infrastructure (2 vCPU / 4 GiB RAM, scalable to 3+ instances) — designed to handle traffic growth without downtime or manual intervention.
🗄️
Production PostgreSQL
Backed by a managed, production-grade PostgreSQL database — reliable, persistent, and ready to scale to millions of records with the right infrastructure investment.
🔑
Open Source Stack
Built entirely on MIT-licensed open source technology — Express, PostgreSQL, bcrypt, JWT. No proprietary lock-in, no licensing fees, and full audit transparency for any acquirer.
📜
Acquisition Ready
Full source code, checkpoint history, and build documentation available under NDA. Every line of code is original, verifiable, and unencumbered by third-party IP claims.
Pricing

Simple, transparent pricing.

One plan. Everything included. No hidden fees, no tiers, no complexity.

Most Popular
SaveLock Monthly
$9.99
per month · cancel any time
  • Unlimited time-locked savings vaults
  • Link personal & business bank accounts
  • AES-256-GCM encrypted bank details
  • Full savings balance tracking
  • Withdrawal protection until unlock date
  • Secure cloud account — access anywhere
  • Mobile-responsive on all devices
  • Stripe-powered secure billing
Get started →
Acquisition Opportunity

Built for Fintech.
Ready for your team.

SaveLock is an acquisition-ready MVP designed to be white-labeled and integrated into existing banking platforms. The foundation — encryption, billing, authentication, and vault logic — is complete. The next step is ACH and Plaid integration by your engineering team, unlocking full money-movement capability.

✅ Fully deployed production application
✅ Live Stripe subscription billing in place
✅ Custom domain — getsavelock.com — included
✅ Complete source code and database
✅ AES-256 encrypted bank linking architecture
🔧 ACH / Plaid integration — your team's opportunity
🔧 Compliance & banking licensure pathway
Submit acquisition inquiry →
What's included in the acquisition
Production web application
✓ Included
Full source code
✓ Included
getsavelock.com domain
✓ Included
PostgreSQL database
✓ Included
Stripe integration & billing
✓ Included
Brand & design assets
✓ Included
Investment
Contact for pricing
Price disclosed upon qualified inquiry. NDA available upon request. Serious Fintech inquiries only.
Get in Touch

Ready to acquire SaveLock?

To protect proprietary IP, we verify all inquiries before sharing any technical details or live demo access. Please provide your professional background below.

* Required. Once verified, we will reach out within 1 business day with an NDA for digital signature, followed by full demo access and technical documentation.

✓ Request received

Thank you. We'll review your details and be in touch within 1 business day with next steps.

🌐
Live at getsavelock.com
SaveLock is fully deployed and live in production. You can sign up, explore, and verify the platform works as described.
📋
NDA Available
A Non-Disclosure Agreement is available upon request before any detailed technical documentation is shared.
⚡
Qualified buyers only
We are engaging with Fintech companies and banking institutions with the infrastructure to scale and integrate SaveLock.
🔒 IP Protection Notice: All proprietary technology, source code, and business logic is protected. Technical details are disclosed only under executed NDA to verified Fintech buyers.
Try it yourself

Start locking your
savings today.

Create your account, set your first vault, and experience SaveLock for yourself in under 2 minutes.

Create free account → Acquisition inquiry